body {
	background-color: #F0EFE3;
	margin: 0;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 100%;
	line-height: 1.3em;
  	}

a:link {  color: #0033CC; text-decoration: underline}
a:visited {  color: #0033CC; text-decoration: underline}
a:hover {  color: #0033CC; text-decoration: underline}


.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 180%;
	font-weight: bold;
	color: #000000;
	text-align: left;
	line-height: 1.3em;
	}

.subhead {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 160%;
	font-weight: lighter;
	color: #000000;
	text-align: left;
	line-height: 1.3em;
}

h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 180%;
	font-weight: bold;
	color: #000000;
	text-align: left;
	line-height: 1.4em;
}

h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 180%;
	font-weight: bold;
	color: #000000;
	text-align: left;
	line-height: 1.2em;
}

h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 160%;
	font-weight: bold;
	color: #000000;
	text-align: left;
}

h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 140%;
	font-weight: bold;
	color: #000000;
	text-align: left;
}

#container {
	background-color: #FFFFFF;
	width: 660px;
	border: 1px solid #666666;
	}

td {
	text-align: left;
	font-size: 80%;
	line-height: 1.4em;
	}

.menutop {
   	font-weight: bold;
	color: #FFFFFF;
	}

.red-text {
    font-family: Verdana, Arial, Helvetica, sans-serif;
   	color:#CC0000;
	}
	
.copyright {
	font-size: 75%;
	color: #000000;
}

.smalltext {
    font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
}

.month {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 150%;
	font-weight: bold;
	color: #CC0000;
	line-height: 1.4em;
}

.nametop {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 150%;
	line-height: 1.5em;
	font-weight: bold;
	color: #000000;
}

.namebottom {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 150%;
	font-weight: bold;
	color: #000000;
	line-height: 1.4em;
}

#inset{
	width: 190px;
	margin: 10px;
	padding: 20px 10px;
	float: right;
	background-color: #59BFE3;
	background-image: url(http://www.planningtips.com/ClientUpdate/images/pg1winter_screen.jpg);
	}
img.floatLeft {
	float: left;}
	
img.floatRight {
	float: right;}

.numbers {
	color: #006699;
	font-size:18px;
	font-weight: bold;}
	
ul { 
	margin: 0 0 0 5px;
	padding: 0 0 0 5px;
	}

li {
	margin: 0 0 10px 15px;
	padding: 0;
		}
		
.drop {
	float:left;
	margin: 0 0 0 0;
	padding: 5px 5px 10px 6px;
	font-size: 30px;
	color:#0066CC;
	font-style: italic;
	}
.clear {
	clear: both;
	}
 ul.bullet, li.bullet{
	margin: 0 0 10px 0px;
	padding: 0 0 0 0px;
	list-style: none;
 	background: url(http://www.planningtips.com/ClientUpdate/images/bullet_red_rnd.jpg) no-repeat;}